We don't get many tornadoes in western New York State, but they do seem to find mobile homes when they do hit.
I am considering a double-wide mobile home for a retirement home because the cost differential between a small one story stick built home and a double wide is so large. I thought a modular home would be a good compromise, but after some investigation, I think that may not be the case. They seem to be pricier than stick builts, especially for small ones.
Having lived for two years in Nebraska, I don't think I would feel safe living in a house without a basement or some kind of storm shelter. I don't use my current basement for anything but the furnace and hot water tank, but it's there if I need to gather up the dog, cats, flashlight, and radio and head down there.
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